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Health Care Reform Timeline
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- Insurers can’t drop you if you get sick.
- Children under the age of 19 who have a pre-existing condition can’t be denied coverage or treatment.
- Dependents can stay on their parents’ insurance plans until age 26.
- No more lifetime coverage limits, and revised annual limits.
- No co-payments or deductibles for some preventive services.
- Some people without employer-provided insurance can get it through a temporary high-risk pool.
- Medicare beneficiaries who hit the big gap in Part D drug coverage (known as the “donut hole”) will receive a $250 rebate.
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- Fifty percent discounts on brand-name prescription drugs for those in the Medicare “donut hole.”
- Medicare adds new coverage of annual checkups and eliminates co-pays for some preventive services.
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- Medicare begins to gradually close the prescription drug “donut hole” over a seven-year period.
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- Almost all citizens and legal residents must now have health insurance, or otherwise pay a tax penalty.
- Low-and moderate-income families who do not get coverage at work will be eligible for subsidies or tax credits to help make coverage affordable.
- No denial of coverage for pre-existing conditions.
- No more annual coverage limits.
- Waiting period to receive coverage is limited.
- Medicaid becomes available to more seniors.
- Fees imposed on some employers that don’t offer health insurance.
- State-run buying pools or “exchanges” are establishedfor people without employer-provided coverage and for small businesses.
- Members of Congress begin receiving coverage through the exchanges.
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- States can open competitive exchanges to large employers.
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- Excise tax is imposed on certain costly health care plans.
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- Medicare “donut hole” in prescription drug coverage closes.
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