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A Guide to Retirement

Table of Contents
  1. What's Ahead? Your Future in Retirement
  2. Financial Planning
  3. Staying Healthy
  4. Taking Advantage of Time
  5. People and Places

As you approach retirement from your public-sector job, AFSCME has a few words of sound advice: Maintain a positive attitude. If you look at your retirement as an opportunity for new experiences and as a chance to fulfill lifelong dreams, you could be on the brink of a very exciting time. In fact, it may turn out to be the very best time of your life.

A satisfying retirement will require careful planning, however, and it's never too soon to start. Planning for retirement means taking stock of your finances and addressing your future needs. It means giving serious thought to a wide array of leisure activities, exploring opportunities for volunteer work and post-retirement employment and, generally, redefining what you really want out of life.

Retirement certainly is full of choices. To make the right ones for your particular circumstance, however, may call for expert advice. Unfortunately, many public-sector employers provide only limited counseling for retiring workers. Often, they merely present them with a list of pension options and ask them to pick and choose. If an employee needs guidance in choosing an option, or would like information on other aspects of retirement, he or she usually has to look elsewhere.

That's why AFSCME produced this handbook for soon-to-be-retiring members. The book, which is filled with useful information prepared specifically for public-sector workers, will answer many of your questions about retirement. After you read it, we think you'll have a new feeling of optimism about the future and a better sense of the adventure that retirement can be. For AFSCME members who are about to become AFSCME retirees, we don't think we could offer a better service.

Of course, once you are officially retired and enjoying the life you planned so well, AFSCME can provide you with another valuable service; the AFSCME Retiree Program. We hope you will join the Program as an active member of an affiliated Retiree Chapter, and continue as part of the AFSCME family for many years to come.

Lee Saunders
International President

Laura Reyes
International Secretary-Treasurer