Member Resources

Student Debt Resources

As a front-line public service worker, you keep our country and economy running, even in these difficult times. Your work means everything to your community, but at times it can be dangerous, adding considerable stress to you and your family.

On top of this, you may be burdened by student debt. Your union is here to help. AFSCME has partnered with the Student Borrowers Protection Center (SPBC) to provide members with information and resources to ease the burden.

The materials included here offer guidance on federal loan debt relief under income-driven repayment plans and the Public Service Loan Forgiveness (PSLF) program.

PSLF is a federal student loan relief program established in 2007 and designed to encourage individuals to enter and continue to work full time in public sector jobs. Participation in the program generally requires that the borrower have a federal Direct Loan, be employed by a qualified employer on a full-time basis and make 120 loan payments under a qualifying repayment plan. Upon meeting these requirements, the borrower’s loans are to be forgiven. 

The Department of Education has announced a temporary waiver to PSLF that expands the number of public service workers who are eligible for loan forgiveness. This temporary waiver will expire Oct. 31, 2022.  

Our union played an important role in advocating for these temporary PSLF changes and we don’t want you to miss this opportunity. 

Make sure to check back often for updates.